The Home Loving Wife

Why Motorcyclists Face Different Insurance Rules Under New York State Law

In a matter of seconds a catastrophic accident could change your life forever. It is possible to be impacted by someone else’s negligence, whether you are traveling on the Long Island Expressway commuting, in a supermarket in Suffolk County or taking a cruise through Nassau County. Families are impacted immediately with the sudden flood of medical bills and lost time due to emergency treatment. A skilled Long Island personal injuries lawyer by your side will make a a huge difference to the ability of you to safeguard your rights and gain the financial stability needed for you to continue your journey.

The most common cause of serious injuries is an accident involving a motor vehicle. A normal morning drive in Bay Shore, Islip, or Huntington can become the midst of a crisis because of a distracted or reckless driver. If you find yourself facing extensive vehicle damage and debilitating physical pain after a crash, turning to a dedicated Long Island car accident lawyer ensures that you do not have to fight powerful insurance corporations alone. A Long Island car accident lawyer with years of experience can assist you understand New York insurance laws and build a strong claim to pay for medical costs and lost wages.

A significant risk to the public are dangerous conditions on the private or commercial property. The presence of ice concealed in an area of a walkway, or the presence of liquid spilled onto the floor can cause an accident. Many people initially downplay these accidents. However, an experienced Long Island slip-and-fall lawyer understands that what may seem like a minor incident can quickly become a serious injury resulting in long-term mobility issues, severe fractures, and traumatizing head injuries. Property owners have the legal obligation to ensure the safety of their property. If they fail to do this, a lawyer can charge them with inattention.

The devastation can be exponentially more severe when an accident involves massive commercial vehicles. Because of the difference in size between a tractor-trailer or 18-wheeler and a passenger car collisions with these vehicles on local roads such as the Sunrise Highway often result in life-altering injuries. To navigate these claims, you need an Long Island truck accident attorney who is determined and adept at analyzing trucking companies, study the electronic logs, and then challenge corporate insurance companies. Due to the fact that the companies have teams that respond quickly in order to protect their bottom-line it is essential that you have a quick representation in order to preserve crucial evidence from the site of the crash.

Finally, local motorcycle riders are confronted with a completely different reality on our roads. In contrast to drivers in standard passenger vehicles are shielded with steel cages, crumple zones, and airbags in layers and airbags, motorcycle riders have only their own gear between their vehicle and pavement. Due to this total exposure, even a low-speed clip at an intersection with a lot of traffic can cause life-altering, catastrophic trauma. New York State’s law exempts motorcyclists, as well as their physical injuries from the standard No-Fault Insurance program. As opposed to car drivers, injured motorcyclists aren’t protected in a way by Personal Injury protection to cover medical expenses and loss of wages. Each dollar of medical reimbursement is contingent on the proof of the fault of the other driver immediately. A specific approach is required to overcome biases in insurance and to establish a clear case of negligence from the very beginning. Siben & Siben LLP is a legal firm that has been protecting the injured Long Islanders since 1934. They ensure that they are not forced to shoulder the physical and financial burdens associated with an accident on their own.